Laid Off? Your 30-Day Action Plan to Stabilize Finances & Job Search

What's inside

You just lost your job, and the panic of not knowing what to do first - unemployment, health insurance, the resume, the bills - is the worst part of the first 48 hours. This guide gives you a clear, day-by-day 30-day plan that sequences exactly what to do, in order, so you never have to wonder what's next.

What's inside

• The First 48 Hours: the only things that are actually time-sensitive (and what can wait)
• Filing for unemployment correctly the first time, without the runaround
• A worksheet to calculate your real financial runway in minutes
• The COBRA trap - and the cheaper health coverage option most people miss
• A three-tier expense triage that won't collapse into a panic-spending rebound
• Rebuilding your resume into outcome statements that actually pass screening
• A targeted job-search method that replaces "spray and pray" applications
• A real worked example of a 6-week layoff-to-offer turnaround
• Knowing exactly when to bring in outside financial or career help

Who this is for

This guide is for laid-off and recently terminated professionals, aged late 20s through 50s, who need both a clear head and a concrete plan in the first 30 days after losing a job - whether you were blindsided by a sudden restructuring, saw it coming for months, or are still deciding whether to sign the severance offer in front of you.

What you get

• File format: PDF
• Page count: 18 pages
• Instant digital download - no shipping, no waiting
• Compatible with: phone, tablet, desktop, print-at-home

FAQ

Q: What should I do first after getting laid off?
A: Confirm your last paycheck date and severance terms in writing, then file for unemployment the same week - this guide walks through the exact 48-hour priority order so you don't waste time on what can wait.

Q: How do I file for unemployment after a layoff?
A: Each state runs its own system, but the guide covers the universal mistakes that slow claims down - including how to describe your separation reason and what to do if your claim gets flagged for review.

Q: Is COBRA my only health insurance option after a layoff?
A: No. This guide explains the cheaper Affordable Care Act Marketplace option most laid-off workers qualify for, and exactly how long you have to decide between it and COBRA.

Q: How long does it usually take to find a new job after a layoff?
A: It varies, but the guide includes a real worked example of a 6-week turnaround using a targeted, non-generic job search method - plus how to calculate your own financial runway so you know how much time you actually have.