Identity Theft Recovery: A 30-Day Fraud Freeze & Credit Repair Guide
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What's inside
Someone opened a credit card, took out a loan, or filed a tax return using your name — and you don't know what to lock down first before more damage happens. This 18-page guide gives you the exact 30-day sequence to freeze the fraud, file the reports that legally matter, and get every fraudulent account erased from your credit file.
What's Inside
- The first-72-hours lockdown sequence, and why speed matters more than getting every detail perfect
- The three reports that actually stop new fraud — FTC Identity Theft Report, police report, and credit bureau freeze/alert — and the one most people skip
- A fillable Fraud Response File worksheet to track every account, call, and report number in one place
- Credit freeze vs. fraud alert explained: which one you need, and why you might need both
- Step-by-step dispute letters that get fraudulent accounts erased under FCRA Section 605B, plus a real worked example
- What to do if a thief filed taxes in your name too, including IRS Form 14039 and the Identity Protection PIN
- A 30-day close-out plan to confirm your credit file is actually clean
Who This Is For
This guide is for anyone who just discovered a fraudulent charge, a new account opened in their name, or a data breach notice, and is panicking about how fast the damage could spread. It's written for people who want one clear, ordered sequence instead of scattered advice from a bank rep, a forum thread, and a government website that don't agree with each other.
What You Get
- File format: PDF
- Page count: 18 pages
- Instant digital download — no shipping, no waiting
- Compatible with phone, tablet, desktop, and print-at-home
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